Our Hiring Process

The cost for medical treatments, a stay in hospital or medicines are paid for by your health insurance fund as a rule, except for the co-payment that you have to make. It is therefore important to belong to a statutory or private health insurance fund. Statutory insurance is compulsory up to a specific level of income. If you earn more, you can choose whether you would like to remain in the statutory health insurance fund or pay into a private health insurance fund. The employee pays a minimum of 14.6% to the insurance fund (it’s slightly different depending on the insurance provider). If you are ill you should visit a general practitioner (doctor) in your area. He or she will help you and refer you, if necessary, to a specialist doctor. You can visit any general practitioner and it’s free of charge. You can collect medicines, that have been prescribed for you, from a pharmacy. There, you must only pay a small proportion of the cost yourself (a maximum of EUR 10), as your health insurance fund will pay the rest. Medicines for children and juveniles under 18 are free of charge if they are prescribed by a doctor. If you are insured by a private health insurance fund, you must initially pay for visits to the doctor and for medicines yourself. Then you can send the invoice to your health insurance fund, which will reimburse the costs. More information can be found at the following Link.

Residents in Germany receive a monthly child benefit from the birth of the child up to their 25th birthday. The benefit is valid for biological children, step-children and also for adopted children. The benefit amount is increasing every year. In 2018 it’s 194€ for the first and the second child, 200€ for the third child and 225€ for the fourth and every additional child.

The social insurance scheme in Germany is a statutory insurance system providing effective protection in case of major crises and their consequences such as illness, unemployment and long-term care needs. The aim is to provide everyone with a stable standard of living, provide support and a pension when people have retired. The social insurance scheme is a mandatory form of insurance. Half of the statutory social insurance contributions are paid by the employer. The other half is paid by the employee. It is automatically deducted from their salary or wages. The contribution payable to social insurance is calculated in accordance with income as a matter of principle. Contributions towards health and pensions insurance are however capped at a specific level of income (known as the contribution assessment ceiling).